How Much Does It Cost to Sell a House With a Realtor in Springfield, Ohio?
A 2026 breakdown of commission, closing costs, and what changed after Ohio's HB 466 — from Douglas Haney & The Haney Group.
Talk to Douglas Haney & The Haney GroupPublished July 2026 · Updated July 2026 · By Douglas Haney & The Haney Group, Springfield, OH
Douglas Haney leads The Haney Group at Coldwell Banker Heritage, working alongside Lisa Ackerman, Brad Shuman, and Amanda Russell to help buyers and sellers navigate Springfield, Ohio, Dayton, Ohio, and the surrounding Ohio market every day.
Quick Answer
Selling with a realtor in Springfield, Ohio typically costs 5% to 6% of your sale price in commission, plus another 2% to 4% in other closing costs like the conveyance fee and title work — roughly $14,000 to $20,000 total on a $200,000 home. Since Ohio's House Bill 466 took effect in October 2024, that commission is no longer set by an MLS listing. It's negotiated directly between you and your agent, in writing, before you sign.
If you've searched this question recently, you're not alone — it's one of the most common things sellers ask before they ever call an agent, and honestly, it should be. You can't decide whether selling makes sense until you know what actually comes off the top.
Here's what I tell every seller who asks me this: the commission conversation changed in 2024, and a lot of people are still working off old assumptions. Nobody in Ohio has been legally required to pay a flat 6% for a long time, but the way that gets negotiated and disclosed is different now than it was two years ago. Let's walk through the real numbers for Springfield, Dayton, and the surrounding market, and what's actually yours to negotiate.
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$285,000 Ohio's statewide median sale price, June 2026 |
3.54 mo. Ohio housing inventory, April 2026 (6 months = balanced) |
+5.6% Year-over-year growth in Ohio home sales, June 2026 |
Source: Ohio REALTORS® Market Data (sales & price: June 2026; inventory: April 2026)
What Does It Actually Cost to Sell a House With a Realtor in Ohio?
Total commission in the Springfield and Dayton area typically runs 5% to 6% of the sale price, split between the listing agent and the buyer's agent. That's the biggest single line item, but it's not the only one. Add the Ohio real property conveyance fee, title insurance and closing fees, and your prorated share of the year's property taxes, and most sellers land somewhere between 7% and 10% of the sale price in total selling costs.
Before you decide whether that math works for you, it helps to know what your home is actually worth in today's market — you can get a free home valuation in a few minutes, no obligation.
| Cost Item | Typical Ohio Range | Example on a $200,000 Home |
|---|---|---|
| Listing agent commission | 2.5% – 3% | $5,000 – $6,000 |
| Buyer's agent compensation (negotiated by you, not required) | 0% – 3% | $0 – $6,000 |
| Ohio conveyance fee (mandatory $1/$1,000 state fee + county permissive fee) | $2 – $4 per $1,000 of price | $400 – $800 |
| Title insurance & closing/title company fees | 0.5% – 1% | $1,000 – $2,000 |
| Prorated property taxes & misc. (HOA, home warranty, recording fees) | Varies | Varies |
Sources: NAR Settlement FAQs · Clark County Auditor Conveyance Fee Calculator
💡 Haney Group Insight
This is exactly the kind of question I walk sellers through before we even sign anything. Your conveyance fee is fixed by your county, but your commission rate and whether you offer buyer-agent compensation are both genuinely yours to negotiate — and they should be discussed line by line, not glossed over in a single number. If you want to see what listing with our team actually looks like on paper, that's a five-minute conversation, not a sales pitch.
📘 Free Guide: Buying or Selling a Home in Southwest & Central Ohio
Get the full plain-English breakdown of commission, closing costs, and what to expect at every step of selling in Springfield, Dayton, and Central Ohio.
Get the Free GuideWhat Changed After Ohio's HB 466 and the NAR Settlement?
Two things happened in 2024 that reshaped this whole conversation. First, a national class-action settlement involving the National Association of REALTORS® took effect on August 17, 2024, ending the practice of publishing a buyer's-agent commission offer on the MLS. Second, Ohio's own House Bill 466 — signed by Governor DeWine and effective October 24, 2024 — went further, requiring every Ohio real estate licensee to sign a written agency agreement with buyers and sellers before marketing, showing, or writing an offer on residential property.
That written agreement has to spell out exactly how your agent gets paid, and it must include a conspicuous statement that broker fees and commissions "are not set by law, are fully negotiable, and may be paid by any party to the transaction or a third party." In plain terms: nobody can hand you a pre-set number and tell you that's just how it works anymore. It has to be written down, and it has to say it's negotiable.
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❌ Myth Every seller in Ohio has to pay a flat 6% commission, split evenly, no exceptions. |
✅ Fact Commission has always been negotiable under Ohio law, and since HB 466 your written listing agreement must say so explicitly, with the exact rate and split spelled out before you sign. |
Questions to Ask Before You Sign a Listing Agreement
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What exact percentage is the listing side, and is it negotiable based on my price point or timeline? |
| ✅ |
Am I offering any compensation to a buyer's agent, and how will that be communicated to buyers now that it can't go on the MLS? |
| ✅ |
What does this fee actually include — marketing, photography, negotiation, contract management? |
| ✅ |
What is my Clark, Greene, or Montgomery County conveyance fee going to be at my actual sale price? |
| ✅ |
What's my realistic net proceeds number after every one of these costs — not just the commission? |
How Does This Play Out for Sellers Around Springfield and Dayton?
Springfield remains the anchor of our market, and it's still one of the more affordable places to sell in this part of Ohio — which means commission and closing costs eat a smaller total dollar amount here than they do in pricier markets nearby. In Dayton-area suburbs like Fairborn, where prices run a bit higher and inventory near Wright-Patterson Air Force Base moves quickly, the same percentages translate into noticeably bigger dollar figures, so it's worth running your own numbers rather than assuming Springfield math applies everywhere. Head toward Columbus, and the gap widens further — a comparable percentage on a $400,000 home is a very different conversation than on a $180,000 one.
One composite example we talk through with clients often: a seller moving from a starter home into something bigger — a classic move-up situation — needs to know their real net number before they can confidently make an offer on the next place. Same goes for someone downsizing after the kids are grown; knowing exactly what comes off the top changes how they think about their next move. Neither decision should hinge on a commission number nobody explained.
3 Things That Actually Move Your Total Cost to Sell
| 1 |
Your negotiated commission rate Discussed and set in writing before you sign, per HB 466 — not assumed. |
| 2 |
Whether — and how much — buyer-agent compensation you offer A negotiated concession now, not an automatic MLS line item. |
| 3 |
How prep-ready your home is Repair credits and price reductions can quietly cost more than the commission itself. |
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"Nobody can hand you a pre-set number and tell you that's just how it works anymore. It has to be written down, and it has to say it's negotiable." |
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DH
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"I tell every seller the same thing: ask me to break the number down before you sign anything. If an agent can't explain exactly what your commission covers and why the conveyance fee is what it is, that's a red flag, not a formality." — Doug Haney |
Frequently Asked Questions
Is real estate commission still 6% in Ohio in 2026?
No single commission rate is set by law anywhere in Ohio. Since Ohio's House Bill 466 and the national NAR settlement took effect in 2024, commission is fully negotiable and must be spelled out in a written agreement before you list or tour a home. In practice, total commission in the Springfield and Dayton area still typically lands between 5% and 6% of the sale price, split between the listing side and the buyer's side.
Who pays the buyer's agent now that commissions aren't listed on the MLS?
You can still choose to offer buyer-agent compensation as a seller — it's just negotiated directly instead of being published on the MLS. Buyers can also pay their own agent out of pocket in some cases. Your listing agreement will spell out exactly what you're offering, if anything, and why.
Can I negotiate my listing commission in Springfield, Ohio?
Yes. Commission has always been negotiable under Ohio law, and HB 466 now requires your listing agreement to say so in writing. What it negotiates down to depends on your home's price, condition, and how much hands-on marketing and negotiation your sale actually needs.
What is the Ohio conveyance fee and how much will I pay?
The conveyance fee is a small transfer tax charged when you sign your deed over to the buyer, made up of a state portion plus a county portion that varies by county. Clark County's Auditor publishes a conveyance fee calculator so you can check the exact dollar amount for your sale price before you list.
What other closing costs do sellers pay in Ohio besides commission?
Beyond commission, Springfield-area sellers typically pay the conveyance fee, title-related closing fees, a prorated share of the year's property taxes, and sometimes a home warranty or negotiated repair credit. Most sellers should budget for total selling costs — commission plus everything else — in the 7% to 10% range of their sale price.
Do I have to sign a written agreement before listing my house?
Yes. Since HB 466 took effect on October 24, 2024, every Ohio real estate licensee must have a written agency agreement in place before marketing or showing your home, and it must disclose how your agent is paid and confirm that commission is negotiable.
The real answer to "what does it cost to sell with a realtor" isn't one number — it's your commission rate, your conveyance fee, your title costs, and your prep costs added together, and every one of those is more within your control today than it was before 2024. If you want the full picture before you make a move, grab our free Complete Guide to Buying or Selling a Home in Southwest and Central Ohio — it walks through every step, including how our full Ohio closing costs breakdown fits into the bigger picture, and how much you'll actually walk away with after everything is accounted for.
Whether you're in Springfield, Dayton, Fairborn, or anywhere in between, run your own numbers before you list — or better yet, run them with us.
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Douglas Haney & The Haney Group — Lisa Ackerman, Brad Shuman, and Amanda Russell — is here to guide you every step of the way.
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The Haney Group at Coldwell Banker Heritage · (937) 821-8103 · thehaneygroup.com
